Exchange Bank

For Assistance:
(707) 524-3000
(916) 771-5262
or (800) 995-4066
Mon - Fri 7 am to 6 pm
Sat - 8:30 am to 2:30 pm

Personal Unsecured

We accept loan applications from Residents of Northern California within the following counties; El Dorado, Lake, Marin, Mendocino, Napa, Placer, Sacramento, Solano, Sonoma, Sutter, Yolo and Yuba Counties. You must be 18 years or older to apply.

Federal law requires that we obtain your consent before providing required disclosures electronically as you complete our online application. Your consent will apply only to this transaction.

*You will need an Internet Explorer browser (Version 5.0 or greater) or Netscape Navigator browser (Version 6.0 or greater) to receive disclosures electronically. You will also need access to a printer or the ability to download information in order to keep copies for your records.

If either Netscape Navigator or Internet Explorer release updated browser versions after you consent to receive electronic disclosures below, you may need to download the upgraded version of the corresponding browser in order to access and/or print the disclosures in the future. If this is the case, you will be directed to a site containing links to the appropriate browser download pages, where you will be able to download the updated version at no cost.

If you would prefer to receive paper copies free of charge after consenting to receive electronic disclosures and submitting your online application, please contact us by phone at (707) 524-3000. Because we may provide certain disclosures to you as soon as you consent, but prior to submitting your online application, you will not be able to withdraw your consent to receive those disclosures electronically. However, you may withdraw your consent to receive future disclosures electronically at any time and at no cost to you by contacting us by phone as described above. Such withdrawal will not affect the legal validity of the disclosures already given.

Clicking “Yes” confirms your consent

To help the government fight the funding of terrorism and money laundering activities, U.S. Federal law requires all financial institutions to obtain, verify, and record information that identifies each person (individuals and businesses) who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask for your driver's license or other identifying documents.

If you continue with this application, you will be authorizing us to check your credit history and obtain a credit report. Is this okay with you?

If you are married or a registered domestic partner, you may apply for a separate account. Will you be applying for a separate account or joint with your spouse or joint with someone else?