Professional Advantage
Exchange Bank’s Professional Advantage account offers a full service business account with a personal touch:
Get ready to experience a new level of service
We understand that running a successful business and finding the time to manage your personal finances isn’t easy. That’s why we designed the Professional Advantage account with business owners and busy professionals in mind. Our Professional Advantage account is customized to understand and meet your diverse financial needs by managing your business and personal finances together. Whether you need an increase on your line of credit or the ability to pay your bills online, whether you’re at home or at work, Exchange Bank has the right tools and solutions to assist you.
Discover the Professional Advantage
We will customize your business banking plans based on your goals and provide solutions for your ongoing success. Here are some of the products and services available to Professional Advantage account holders:
Professional Privileges
The suite of product and service offerings listed below are tailored to meet your business banking needs:
- Business Checking Account with no monthly maintenance fee*
- Basic Business Online Banking free of monthly service charges
- We will buy back your current bank’s checks †
- Business Line of Credit: Up to $100,000 Application Only**
- Free local Courier Service: Up to twice a week
- Travel Rewards Visa® Platinum Card for businesses**
- Merchant Credit Card Processing: No set–up fee**
- Preferred rates on Money Market and CD accounts
- Complimentary consultation with our Wealth Management professionals for advice on non–insured investments and Employee Retirement and Profit Sharing plans ††
- Personal Banking Services Package for your employees
- FASTcheck Digital Deposits: Enjoy a 30–day trial on us. See a FASTcheck demonstration.
Personal Advantages
We have bundled some personal products and services we think will make your banking experience complete.
- Free Range Checking with no monthly maintenance fee
- FREE Online Banking and Bill Pay
- FREE Cashier’s Checks
- FREE Traveler’s Checks, Checks for Two and gift cards
- FREE Stop Payments
- FREE small safe deposit box or $33 credit for a larger box
- FREE personal checks
- Increased ATM/POS limits — $1,500 daily ATM and $7,000 daily POS
- No ATM Fees at Exchange Bank ATMs and we will rebate other banks’ ATM fees when you use your Exchange Bank card to get cash
- Travel Rewards Visa Platinum Card**
- No Fee Home Equity Loans and Lines**
- No Appraisal Fee for an EB Home Loan or Home Equity Loan/Line
- Preferred rates on Money Market and CD accounts
- Complimentary meeting with our Wealth Management professionals for advice on non-insured investments and estate planning††
- Premier Banker assigned to handle your banking needs
Moving your account to Exchange Bank is easy!
Download our Switch Kit forms* now and call our Telephone Customer Service Center
at 707-524-3000, 916-771-5262 or 800-995-4066 or come into any branch.
* Requires Adobe Acrobat Reader to download this document.
* Requires a minimum deposit of $1,000 to open. No monthly service charge when an average daily balance of $75,000 is maintained in an overall banking relationship held in combination of checking, savings, money market and loan accounts. A monthly maintenance fee of $75 will be charged if the relationship balances fall below the required minimum. Per unit fee for checks and deposits which exceeds a certain monthly statement volume regardless of account’s average daily balance may apply. Per unit fees: checks — over 200 items, $.30 per item; deposits — over 30 items, $1.50 per deposit.
** Loans, credit cards and merchant processing set–up are subject to standard underwriting approval.
† Provide us with a copy of the current statement showing your check order charge if within 90 days of opening account. Amount to be credited towards your new order of checks.
†† Investments/products are not insured by the FDIC.