Personal Loans

Your lifestyle, your choice.

You work hard and want to manage your money wisely. Sometimes you need a little help along the way. Our loans and lines of credit are just some of the ways Exchange Bank makes life just a little bit easier. When you need a loan, Exchange Bank is here for you.

Home Loans

  • Local decision making
  • Variety of programs available
  • Flexible underwriting
  • Apply now

Home Equity Lines of Credit (HELOC)

  • Personal revolving line from $10,000 to $100,000 or more
  • 100% tax deductible for most homeowners. (Ask your tax advisor about your specific situation.)
  • Rates*
  • Apply now

Home Equity Loans (HEL)

A fixed–rate option when you know just how much you need to borrow.

  

Auto Loans

Unsecured Personal Loan

  • No collateral required
  • Monthly Installments
  • Fixed Rates, fixed payments
  • Rates*
  • Apply now

Extra Balance Account

  • Flexibility attached to your checking account
  • Lines of credit from $300 to $5,000
  • Monthly installment payments
  • Rates*
  • Apply now

Loans by Phone

If you would like to apply for a personal loan for any purpose without having to visit a branch, just call us toll free at 800–995–4066 or locally in Sonoma County, 707–524–3000.




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