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Checking

Click on the links below to learn more about our Personal Checking Accounts.

Exchange Bank offers the latest in personal check reordering from our checking partner, Harland Clarke.






MyCash Checking

Exchange Bank’s MyCash Checking account is for teens 13–18 who are beginning to learn about making, saving and spending money. MyCash Checking accounts must be opened in Joint Ownership with a parent/guardian. The other signer must be over 18 years of age.

  • No monthly maintenance fee
  • $20 minimum opening deposit
  • Cash Cache – a beginning personal finance organizer handbook
  • Debit card with daily limits of $100 for ATM withdrawals and $250 for point–of–sale purchases
  • Non–Exchange Bank ATM withdrawal fee rebates of up to $8 per month and two foreign balance inquiry fees rebated per statement cycle
  • Free Online Banking
  • Educational newsletters
  • A special Birthday treat on the teen’s Birthday
  • E–allowance lets parents easily deposit money into their child’s accounts
MyCash Checking
Cash Cache




Other convenient features:

  • 24–hour automated account information in English or Spanish using your touch–tone telephone.
  • EB Online: Access to your accounts 24 hours a day, seven days a week. View account activity, balances, view and print check images, reorder printed checks and pay bills all from the convenience of your own home.
  • Convenient branch services with 5 drive–up windows, 16 Saturday banking locations, and 25 ATM’s.
  • Exchange Bank ATM/Checkcard: It looks like a credit card and works like a check. Use it anywhere MasterCardŽ is accepted or at ATM’s using your PIN.

Exchange Bank Checking

Moving your account to Exchange Bank is easy!

Download our Switch Kit forms* now and call our Telephone Customer Service Center
at 707–524–3000, 916-771-5262 or 800-995-4066 or come into any branch.




* Personal funds only. Safekeeping product only. Cash Cache available while supplies last. The minor must be at least 13 years of age to open a MyCash checking account and all checking accounts must be opened in joint ownership with a parent or guardian. The other signer must be over 18 years of age. A minimum opening deposit of $20 is required. There will be a fee of $0.50 per check processed. All other banks’ ATM fees for withdrawals will be rebated to a maximum of $8.00 per statement cycle and two balance inquiries at other banks per statement cycle. New accounts subject to approval through Chexsystems.
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