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Checking

Click on the links below to learn more about our Personal Checking Accounts.

Exchange Bank offers the latest in personal check reordering from our checking partner, Harland Clarke.

Regular Checking

Exchange Bank’s Regular Checking Account offers the following:

  • Unlimited check writing and deposits
  • $100 minimum opening deposit
  • $10 monthly maintenance fee
  • Fee waived with daily minimum balance of $1,000 or $5,000 combined with a savings, time or money market account.
Exchange Bank Checking







Other convenient features:

  • 24–hour automated account information in English or Spanish using your touch–tone telephone.
  • EB Online: Access to your accounts 24 hours a day, seven days a week. View account activity, balances, view and print check images, reorder printed checks and pay bills all from the convenience of your own home.
  • Convenient branch services with 5 drive–up windows, 16 Saturday banking locations, and 25 ATM’s.
  • Exchange Bank ATM/Checkcard: It looks like a credit card and works like a check. Use it anywhere MasterCardŽ is accepted or at ATM’s using your PIN.
  • CheckPrints provide clear, reduced copies of all your cancelled checks. Checks are arranged in numerical order on 8.5" x 11" pages. *



Exchange Bank Checking

Moving your account to Exchange Bank is easy!

Download our Switch Kit forms* now and call our Telephone Customer Service Center
at 707-524-3000, 916-771-5262 or 800-995-4066 or come into any branch.


* $3.00 increase in your account maintenance fee each statement period if we return images of your cancelled checks with your checking account statement. This fee can be avoided by receiving a statement only, without the check images (safekeeping), or by maintaining sufficient balances in your account to avoid the monthly account maintenance fee.
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