Loading
Home
Personal
Business
Resources
Careers
Choose your banking services wisely...
It takes a lot of time and energy to run a business. Each business has unique needs. So, no matter how small or large your business is, it is important to select a checking solution that is right for your business.
BUSINESS CHECKING PLAN COMPARISON CHART
Regular Business Checking Sole Proprietor Checking Business Checking-Plus Interest Relationship Plan (Analyzed Checking)
Designed for small to medium size businesses with low to moderate level of activity. Designed for sole proprietors with basic checking needs. Designed for sole proprietors, non-profit organizations and government agencies who want to earn interest on checking balances Designed for businesses with high activity levels, multiple accounts or utilizes other cash management solutions.
FEATURES
Business Debit MasterCard®No Annual FeeNo Annual FeeNo Annual FeeNo Annual Fee
Basic Business Online Banking (1)No FeeNo FeeNo FeeNo Fee
Business Online Bill
Payment Service
AvailableAvailableAvailableAvailable
Paperless Statement
(i-Statement)
No FeeNo FeeNo FeeNo Fee
Monthly Maintenance$12.00$10.00$13.00(4)
Transactions per Month (3)150 transactions, thereafter $0.25 per item100 transactions, thereafter $0.25 per item150 transactions, thereafter $0.25 per item(4)
Currency supplied or deposited $10,000 per month, thereafter
$1.20 ⁄ $1,000
$5,000 per month, thereafter
$1.20 ⁄ $1,000
$10,000 per month, thereafter
$1.20 ⁄ $1,000
(4)
Check Image Service$5.00$5.00$5.00(4)
Ways to avoid monthly
maintenance fee
Average daily collected balance of $5,000 or more is maintained
Or
Average daily collected balance of $15,000 or more in designated checking, savings, time (excludes
IRAs) or money market accounts is maintained (2)
Or
Enrolled in Business Bill Pay, Cash Manager Plus or Cash Manager Executive Service
Average daily collected balance of $2,500 or more is maintained
Or
Average daily collected balance of $10,000 or more in designated checking, savings, time (excludes IRAs) or money market accounts is maintained (2)
Or
50% waiver with 15 or more point of sale (POS) debit card transactions posted in the current monthly period
Average daily collected balance of $5,000 or more is maintained
Or
Average daily collected balances of $10,000 in designated checking, savings or time (excludes IRAs) or money market accounts (2)
(4)

(1) Basic Business Online Banking allows you to view transactions and account balances, make transfers between linked deposit accounts at Exchange Bank, view and print images of checks written and initiate stop payments. (Additional transaction fees may apply. Please refer to the Business Deposit Account Fee Schedule).

(2) You must designate the accounts you want us to link to your checking account for pricing.

(3) Transactions include checks written and processed, deposits, all deposit items and in-branch withdrawals. Transaction count excludes ACH debits or credits and ATM/POS transactions. Additional fees apply if you exceed noted activity. Ask your Relationship Banker for more information.

(4) An earnings credit is calculated based on your average collected balance and is used to offset checking account fees. Ask your Relationship Banker to design a custom plan to fit your needs.