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Business Loans & Credit

Let Us Lend a Hand.

Get credit for your good business sense. From ongoing lines of credit to fixed–term loans, we have the right products and services that will take your business to the next level.

Complete and print the Business Loan Application* and Personal Financial Statement* and fax them to 707.524.3466.

Vineyard, Winery and Agricultural Loans

We have been financing local dairies, artisan wineries, and farmers for more than 20 years. Our Commercial Banking Group has a dedicated lending team ready to work with you to grow your agribusiness through agriculture loans and inventory and equipment financing.

Click here to learn about our Vineyard, Winery and Agricultural Loans.


Business Equipment Loans

The purchase of new or used equipment can help you grow and expand your business. Finance the purchase of business equipment or commercial vehicles and enjoy flexible terms and fixed payments with a Business Equipment Loan from Exchange Bank. Loan amounts starting at $10,000 with flexible terms up to 5 years. Loan is secured by the equipment you are financing.

Click here for Business Loan Application.

 

Business Equipment Leasing

The continued growth and success of your business could depend on your ability to buy additional equipment and replace dated equipment. That’s why financing big–ticket expenditures without tying up large sums of cash in depreciating assets makes good business sense.

Click here for Business Equipment Leasing Loan Application.

 

Commercial Construction Loans

If you want to build or expand your business we offer a choice of variable rate loans that have the flexibility to meet virtually any business situation. Please call 707.524.3075 for more information.

Click here for Commercial Construction Loan Application.

Commercial Real Estate Loans

Spread the cost of purchasing and/or refinancing commercial properties over an extended period of time. Learn more about our long–term, fixed and variable rate loans. Please call 707.524.3075 for more information.

Click here for Commercial Real Estate Loan Application.

 

SBA Loans

We can help you take advantage of the benefits of a Small Business Administration (SBA) loan. As an experienced SBA lender, Exchange Bank can guide you through the process for a government-guaranteed loan with competitive financing for younger or rapidly growing companies. Proceeds can be used for inventory, working capital, equipment, business acquisition, partner buyout and the purchase, construction, renovation or refinance of owner occupied commercial real estate.

Click here for SBA Loan Application.

 

SBA Loan Offices

We’ll get you on your way to a loan that’s just your size. Contact your local Exchange Bank SBA loan office today.

 

 

Moving your account to Exchange Bank is easy!
Download our Switch Kit forms* now. For assistance call us at 707.524.3000, 916.771.5262 or 800.995.4066 or come into any branch.

* Requires Adobe Acrobat Reader to download this document.