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Exchange Bank Loans

Personal Loans

You work hard and want to manage your money wisely. Sometimes you need a little help along the way.
Our loans and lines of credit are just some of the ways Exchange Bank makes life just a little bit easier. When you need a loan, Exchange Bank is here for you.

Home Loans

  • Local decision making
  • Variety of programs available
  • Flexible underwriting
  • Apply now

Home Equity Lines of Credit (HELOC)

  • Personal revolving line from $10,000 to
    $100,000 or more
  • 100% tax deductible for most homeowners.
    (Ask your tax advisor about your specific situation.)
  • Rates*
  • Apply now

Home Equity Loans (HEL)

A fixed–rate option when you know just how much you need to borrow.

Auto Loans

Unsecured Personal Loan

  • No collateral required
  • Monthly Installments
  • Fixed Rates, fixed payments
  • Rates*
  • Apply now

Extra Balance Account

  • Flexibility attached to your checking account
  • Lines of credit from $300 to $5,000
  • Monthly installment payments
  • Rates*
  • Apply now

Loans by Phone

If you would like to apply for a personal loan for any purpose without having to visit a branch, just call us toll free at 800.995.4066 or locally in Sonoma County, 707.524.3000.

Business Loans

Get credit for your good business sense. From ongoing lines of credit to fixed–term loans, we have the right products and services that will take your business to the next level.
Complete and print the Business Loan Application* and Personal Financial Statement* and fax them
to 707.524.3466.

 

Commercial Construction Loans

If you want to build or expand your business we offer
a choice of variable rate loans that have the flexibility
to meet virtually any business situation. Please call
707.524.3075 for more information.

Click here for Commercial Construction
Loan Application.

Commercial Real Estate Loans

Spread the cost of purchasing and/or refinancing commercial properties over an extended period of time. Learn more about our long–term, fixed and variable rate loans. Please call 707.524.3017 for more information.

Click here for Commercial Real Estate
Loan Application.

Business Equipment Leasing

The continued growth and success of your business could depend on your ability to buy additional equipment and replace dated equipment. That’s why financing big–ticket expenditures without tying up large sums of cash in depreciating assets makes good business sense.

Click here for Business Equipment Leasing
Loan Application.

SBA Loans

We can help you take advantage of the benefits of a Small Business Administration (SBA) loan. As an experienced SBA lender, Exchange Bank can guide you through the process for a government-guaranteed loan with competitive financing for younger or rapidly growing companies. Proceeds can be used for inventory, working capital, equipment, business acquisition, partner buyout and the purchase, construction, renovation or refinance of owner occupied commercial real estate.

Click here for SBA Loan Application.

SBA Loan Offices

We’ll get you on your way to a loan that’s just your size. Contact your local Exchange Bank SBA loan office today.