Joseph has 16 years of banking experience and joined Exchange Bank in 2013. He has managed branches and has been lending throughout his banking career. He is experienced in business loans, SBA, commercial real estate, business acquisition and enjoys bringing his experience in assisting businesses grow.
Joseph has spent most of his life in Sonoma County. He earned his bachelor’s degrees in Business and Economics from Sonoma State University. In May 2018, he earned his EMBA from Sonoma State University. Joseph is the president of the Sonoma State University Alumni Association and treasurer for the Council on Aging for Seniors. He helped found the “Heart of SSU Scholarship” that awards up to a full year’s tuition to a needs based student that demonstrates academic and community leadership.