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Community Rebuild Loan Application

Process and list of requested supporting documents.



Apply Nowto start the loan application process.


Documents needed:


As we proceed to the loan approval process,

the following supporting documents will be needed, however they are not needed to start the loan process.

    • A copy of the building permit
    • Evidence of Course of Construction Insurance naming Exchange Bank as a “Loss Payee”
    • If on a well, a copy of your portability and production test
    • If on a septic system, a copy of the Perc test and a copy of your septic permit

What to expect prior to the closing of your Community Rebuild Construction loan.

A meeting will be scheduled with you, the contractor and an Exchange Bank Construction Loan Coordinator to review the disbursement procedures and process.



Contact Us

We know that you’ll have questions. Please contact us – we are ready to work with you.

707.541.1490    |


Phitsa Chandara

Phitsa Chandara
Mortgage Loan Consultant


NMLS# 65562

Cara Irish

Cara Irish
Mortgage Loan Consultant


NMLS# 309579

Tracy Kline

Tracy Kline
Mortgage Loan Consultant Reverse Mortgage Specialist


NMLS# 277734

Bryan Komisor

Bryan Komisor
Mortgage Loan Consultant


NMLS# 190879

Antonio Rosales

Antonio Rosales
Mortgage Loan Consultant - Hablo Español


NMLS# 1128652

Kevin Smart

Kevin Smart
Vice President, Residential Mortgage Manager


NMLS# 19474
Loan programs are subject to buyer/property qualifications. Restrictions may apply. Contact a mortgage loan consultant for more information. Member FDIC, Equal Housing Lender NMLS# 643948