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Choice Checking

Account Specifications

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Choice Checking is designed for our customers who actively use several delivery channels, such as direct deposit, writing checks, debit cards, On-Line Banking, Text Banking or Mobile Banking.

Eligibility: This account is for personal accounts only. It is available for individuals, joint tenants, trustees and estates.

Minimum Opening Deposit: $100

Monthly Maintenance Fee: $10

Monthly Maintenance fee is reduced to $5.00 when you make 20 or more POS debit card purchases during monthly statement cycle.

The monthly maintenance fee is waived when:

  • An average daily balance of $1,000 or more in your checking or
  • An average daily balance of $5,000 or more in combined checking and linked personal deposit account(s) or
  • Monthly direct deposit(s) of $750 or more made to your account

Product Features

  • Debit MasterCard
  • EB On-line Banking and Bill Pay
  • Mobile Banking and Mobile Deposit Service
  • VISA® credit card with no annual fee (upon credit approval)