Choice Checking is designed for our customers who actively use several delivery channels, such as direct deposit, writing checks, debit cards, On-Line Banking, Text Banking or Mobile Banking.
Eligibility: This account is for personal accounts only. It is available for individuals, joint tenants, trustees and estates.
Minimum Opening Deposit: $100
Monthly Maintenance Fee: $10
Monthly Maintenance fee is reduced to $5.00 when you make 20 or more POS debit card purchases during monthly statement cycle.
The monthly maintenance fee is waived when:
- An average daily balance of $1,000 or more in your checking or
- An average daily balance of $5,000 or more in combined checking and linked personal deposit account(s) or
- Monthly direct deposit(s) of $750 or more made to your account
- Debit MasterCard
- EB On-line Banking and Bill Pay
- Mobile Banking and Mobile Deposit Service
- VISA® credit card with no annual fee (upon credit approval)