Go Green! Checking is designed for our customers who prefer to do their banking through electronic channels such as debit cards, direct deposit, online banking, mobile banking, etc.
Eligibility: This account is for personal accounts only. It is available for individuals, joint tenants, trustees and estates.
Minimum Opening Deposit: $100
Monthly Maintenance Fee: $6.00 The monthly fee is reduced to $4.00 when you receive electronic statements.
The monthly maintenance fee is waived when you have both of the following:
Monthly direct deposit(s) of $250 or more and
Make 10 or more POS (point of sale) debit card purchases
Up to $8 per month rebated for ATM cash withdrawal fees at other non-EB ATMs
® Debit Card EB On-line Banking and Bill Pay
Mobile Banking and Mobile Deposit Service
® credit card with no annual fee (upon credit approval) Moving your account to Exchange Bank is easy! Download our Switch Kit forms* now. For assistance call us at 707.524.3000, 916.771.5262 or 800.995.4066 or come into any branch.
* A minimum deposit of $100 is required to open this account. Personal funds only. Safekeeping product only. There will be a fee of $1.00 per check processed. All other banks’ ATM fees for withdrawals will be rebated to a maximum of $8.00 per statement cycle and two balance inquiries at other banks per statement cycle. New accounts subject to approval through Chexsystems.
** Hybrid Auto Loan Automatic Payment Discount. Rates are discounted by 0.50% with an automatic payment from an Exchange Bank Go Green checking account for qualifying new hybrid vehicle auto loans. If you agree to make monthly payments using this automatic payment feature, we will reduce the ANNUAL PERCENTAGE RATE by 0.50 percentage points. If you choose this option and the automatic payment feature is later cancelled for any reason by you or by us, the ANNUAL PERCENTAGE RATE on your loan will be subject to a one–time increase of 0.50 percentage points. This one–time increase will also apply if you close your deposit account without designating another deposit account (acceptable to us) for payment, or if there are insufficient funds in three or more occasions during any twelve-month period.
*** This account will be automatically converted to a Regular Checking plan if the electronic statement option is not enabled within the first 90 days after account opening.