Signature Checking

pen-signatureAccount Specifications

Signature Checking is an interest bearing account with many additional features designed for customers who want more out of their checking account than just writing checks.

Eligibility: This account is for personal accounts only. Available for individuals, joint tenants, trustees and estates.

Minimum Opening Deposit: $100

Monthly Maintenance Fee: $20

The monthly maintenance fee is waived when:

  • An average daily balance of $5,000 or more or
  • An average daily balance in combined checking, linked personal deposits (excludes IRAs) of $10,000 or more or
  • Average daily balance in combined checking, linked personal deposits and outstanding loan balances of $20,000
    or more is maintained

Product Features

  • Debit MasterCard
  • Interest Bearing – Interest is based on tiers (see Interest Rate sheets for complete breakdown and current rates) Interest is compounded daily and credited to the account monthly
  • Non-Exchange Bank ATM Benefits:
    • No EB fees for cash withdrawals at any ATM in the United States
    • Rebate other bank’s ATM fees up to $12 maximum rebate per monthly statement cycle & 2 free balance inquiries per monthly statement cycle
  • VISA® credit card with no annual fee (upon credit approval)
  • Additional Account – one additional Choice Checking account available with no monthly maintenance fee (must have a minimum of one owner in common)
  • Cashiers’ Checks – up to 10 cashiers’ checks per monthly cycle without a fee
  • Free Personal size printed checks, any style of wallet, duplicate, top stub
  • Safe Deposit Box – One small box without an annual fee or a $33 credit towards a larger box
  • Two stop payments without a fee each monthly statement cycle