Loading
Home
Personal
Business
Resources
Careers

Personal Checking Account Comparison Chart

Print

Essential Checking

?

Go Green! Checking

?

Choice Checking

?

Signature Checking

?
Online Banking*
Yes
Yes
Yes
Yes
Online Bill Pay
Yes
Yes
Yes
Yes
Mastercard Checkcard
Yes
Yes
Yes
Yes

Gold Card has higher withdrawal limits

Exchange Bank fees for withdrawal at any non-EB ATM
$1.50
None
$1.50
None
Rebate of other banks' ATM withdrawal Fee
None
Up to $8 per monthly statement cycle
None
Up to $12 per monthly statement cycle
Interest paid on deposit
None
None
None
Yes

with tiered rates (1)

Unlimited check writing
Yes
$1 fee per check processed
Yes
Yes
Telephone Banking*
Yes
Yes
Yes
Yes

with priority line

Paperless statements*
Yes
Yes

(2)

Yes
Yes
Safe Deposit Box discount
None
None
None
Small box at no cost (3)

Requirements

Minimum balance to open
$100
$100
$100
$100
Monthly maintenance fee
$5
None
$10
$20
Ways to avoid monthly maintenance fee
  • Average daily balance of $750 or more.
  • Direct Deposit(s) of $400 or more per monthly statement cycle.
  • Average daily bal. of $1,000.
  • Average daily bal.of $5,000 in related personal deposit balances.
  • Direct deposits of $750 or more per monthly statement cycle.
  • 50% discount of monthly maintenance fee when 20 or more completed. POS transactions (4) occur per monthly statement cycle.
  • Average daily bal. of $5,000 or more.
  • Average daily bal. of $10,000 in related personal deposit balances.
  • Average daily bal. of $20,000 or more in related deposit balances & outstanding loan bal.

* These services are available at no cost

(1) Rates subject to change as deemed by the Bank.

(2) i-Statements is a requirement of the GoGreen! account. If i-Statements are not established after the account has been opened 90 days, it will be converted to a Choice Checking Account.

(3) The small box is available at no cost or a $33 credit may be applied to a larger box based on availability

(4) POS (Point of Sale) transactions does not include ATM withdrawals and transfers

‡ For the account products listed:

  • Refer to the Personal Deposit Account Service Fee Schedule for a full listing of all fees
  • Ask your Personal Banker about additional features and benefits