Personal Checking Comparison

We have a checking account that’s right for you.

Continue Features and Benefits	Add Add Everyday Checking Simple checking account with multiple ways to avoid the monthly maintenance fee	Add Add Premier Plus Checking Top-tier, interest bearing account offering the highest level of benefits and rewards
Online banking	Included	Included
Mobile banking	Included	Included
Mobile check deposit	Included	Included
Bill payment	Included	Included
Electronic statements	Included	Included
Email and text alerts	Included	Included
Online check image	Included	Included
Person to person pay	Included	Included
Direct deposit	Included	Included
Access to over 55,000 Allpoint ATMs worldwide	Included	Included
Earn interest on balances	Not Included	Included
Standard personal checks (for associated account only)	Not Included	Included
Small safe deposit box or discount on larger size box (up to $33.00/year)^(a)	Not Included	Included
Unlimited cashier’s checks	Not Included	Included
One overdraft transfer fee rebated per statement cycle	Not Included	Included
Fee waived for incoming domestic wires	Not Included	Included
Premier Plus Rewards Program	Not Included	Included
Monthly Maintenance Fee	Waived if any of the following occur during the statement period: Direct deposits of $500 or more or Combined average daily deposit balances of $5,000 or greater^(b) or Combined loan balances of $5,000 or greater^(b) or 10 or more POS transactions or Average daily balance of $1,500 or greater Customers with Exchange Bank’s Trust & Investment Management group will receive maintenance fee waivers on this account as long as they are associated with this group	Waived if any of the following occur during the statement period: Direct deposits of $2,000 or more or Combined average daily deposit balances of $25,000 or greater^(b) or Combined loan balances of $25,000 or greater^(b) Customers with Exchange Bank’s Trust & Investment Management group will receive maintenance fee waivers on this account as long as they are associated with this group
Otherwise, monthly maintenance fee is:	$10	$20

Based on availability
You must designate the deposits or loan accounts to link for pricing. We will calculate the combined balance 3 days before your cycle date. We will use the prior statement cycle average daily balance of the linked account.

Premier Plus Rewards Program^*

SILVER

At $25,000 – $49,999 in combined average daily balances, you will receive:

$200 reward when you fund a new Exchange Bank mortgage^(1,2,5)
0.25% discount on a new secured consumer loan or new Purchase Power Account^(1,3,5)
A bonus rate on new or existing money market and savings accounts^(1,4)

GOLD

At $50,000 – $99,999 in combined average daily balances, you will receive:

$300 reward when you fund a new Exchange Bank mortgage^(1,2,5)
0.25% discount on a new secured consumer loan or new Purchase Power Account^(1,3,5)
A bonus rate on new or existing money market and savings accounts^(1,4)

PLATINUM

At $100,000 or more in combined average daily balances, or when you are an Exchange Bank Trust & Investment client, you will receive:

$500 reward when you fund a new Exchange Bank mortgage^(1,2,5)
0.25% discount on a new secured consumer loan or new Purchase Power Account^(1,3,5)
A bonus rate on new or existing money market and savings accounts^(1,4)

Requires a Premium Plus checking account

Cannot be combined with any other offers.
For residential mortgages only. Limited to one reward per funded mortgage. Only one reward per individual per calendar year.
Loans subject to credit approval.
The bonus will be applied to the standard rate and will be no less than 0.01% for Silver; 0.02% for Gold; and 0.03% for Platinum and may be higher.
Subject to credit approval.

We have a checking account that’s right for you.

Premier Plus Rewards Program*

SILVER

GOLD

PLATINUM

Premier Plus Rewards Program^*