Unsecured Personal Loans Rates and Fees

Annual Percentage Rates (APRs) are effective: 9/22/2023

Rates and Terms are subject to change without notice.

Amount FinancedTerm up to


Documentation fee2

$1,500 or more12 months



$2,500 or more24 months


$3,500 or more36 months


$6,000 or more48 months


$10,000 or more60 months


1 APRs listed above reflect a discount of 0.25% with an automatic payment from an Exchange Bank deposit account. APR may differ based on credit history and approved loan amount, term, and other discounts. 

2 If loan documents have to be regenerated after the initial document preparation due to a missed or canceled appointment an additional fee of $50.00 will be assessed and collected at loan signing. 

Credit is subject to approval. Terms and conditions apply. This is not a commitment to lend. Products, rates, terms, and conditions are subject to change without notice. 

Typical payment example: An unsecured personal loan of $10,000 at 13.26% APR would require 60 monthly payments of $227.48.

NMLS ID 643948