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Legal Policies

Legal information about the content contained on Exchange Bank’s website.
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Exchange Bank’s Primary
Regulator Information

Should you wish to contact the Bank’s regulators, that information is available here.
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Exchange Bank’s Code of Ethics

This 9–page PDF document contains the full content of the Bank’s Code of Ethics.*
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Online Banking Agreement and Disclosure

This 16–page PDF document contains the Online Banking Agreement and Disclosure information.*
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Exchange Bank Privacy Policy

Read how Exchange Bank protects your privacy.*
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Identification of New Customers

Learn how Exchange Bank, in compliance with federal law, verifies the identification of customers when they open their first account with us.
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Check 21 — Check clearing for
the 21st Century Act

Learn more about this new law that went into affect on October 28, 2004 and how it will affect the way checks you write are processed.
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* Requires Adobe Acrobat Reader to download this document.

This site contains links to other web sites, in order to assist users in locating and accessing information that may be of interest. Exchange Bank does not warrant linked sites for any purpose. Further, the inclusion of a link to another site does not constitute an endorsement by Exchange Bank of the site, its owner(s) or any products or services advertised on the linked site.