Red Bird Bakery
Customer since 2021

Business Checking

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Compare Checking Account Options

Business CheckingSole Proprietor CheckingBusiness Advantage CheckingNon-Profit Checking
Small to medium businesses with low to moderate transaction volumeSole proprietors with low to moderate transaction volumeBusinesses with high transaction volumeIncorporated and unincorporated non-profit organizations
$100 minimum opening deposit$100 minimum opening deposit$100 minimum opening deposit$100 minimum opening deposit
$15 monthly maintenance fee1$10 monthly maintenance fee1 $25 monthly maintenance fee1 $6 monthly maintenance fee1 

No monthly maintenance fee when you meet one of the following requirements during the monthly account cycle: 

  • Average daily collected account balance of $5,000 or more.
  • Combined average daily collected balance of $15,000 or more in related deposit balances.2
  • Business is enrolled in "Cash Manager Plus" or "Cash Manager Executive" Cash Management services.3 

No monthly maintenance fee when you meet one of the following requirements during the monthly account cycle: 

  • Average daily collected account balance of $2,500 or more.
  • Combined average daily collected balance of $10,000 or more in related deposit balances.2
  • Business is enrolled in "Cash Manager Plus" or "Cash Manager Executive" Cash Management services.3

The monthly maintenance fee will be reduced to $5 when you meet the following requirement during the monthly account cycle: 

  • 15 or more point of sale transactions.

No monthly maintenance fee when you meet one of the following requirements during the monthly account cycle: 

  • Average daily collected account balance of $10,000 or more.
  • Combined average daily collected balance of $30,000 or more in related deposit balances.2
  • Combined average daily collected balance of $75,000 or more in related deposit balances and outstanding balances of related loan accounts.2
  • Business is enrolled in "Cash Manager Plus" or "Cash Manager Executive" Cash Management services.3

No monthly maintenance fee when you meet one of the following requirements during the monthly account cycle: 

  • Average daily collected account balance of $1,000 or more. 
  • Combined average daily collected balance of $10,000 or more in related deposit balances.2
  • Business is enrolled in "Cash Manager Plus" or "Cash Manager Executive" Cash Management services.3
The following charges apply if the number of transactions or the dollar amounts exceed the total allowance permitted per monthly account cycle, regardless of the account balance.
Processed transactions: More than 200 processed transactions4- $0.40 per itemProcessed transactions: More than 100 processed transactions4- $0.40 per itemProcessed transactions: More than 400 processed transactions4- $0.40 per itemProcessed transactions: More than 100 processed transactions5- $0.40 per item
Currency and coin supplied or deposited - $0.0018 per $1 over $10,000Currency and coin supplied or deposited - $0.0018 per $1 over $5,000Currency and coin supplied or deposited - $0.0018 per $1 over $20,000Currency and coin supplied or deposited - $0.0018 per $1 over $10,000

Public funds, Analysis, State Bar, and interest checking products are also available. Speak with a banker for more information.

Business Checking Update

Petaluma Market
Customer since 2009

Today’s Interest Rates 

Check out the latest business checking rates

“Exchange Bank has been with us since we crushed our first grape. The people at the bank helped guide our growth and provided the level of service that we aspire to in our own business."

-Matt Duffy, Owner & Winemaker, Vaughn Duffy Wines

Business Overdraft Services

Learn more about our business overdraft services and fees.

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Contact Us

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Can’t come to the branch? Discuss your questions with us over the phone.

707.524.3000

800.995.4066