Business Loans

Small Business Administration (SBA) Loans

Financing programs.

“I’m proud of the work we do at Exchange Bank to serve and support the community year after year."

Let’s achieve your dream.

SBA 7(a)

Start, expand, or purchase an existing business. Restructure debt, purchase inventory, refinance real estate, buyout a partner, and more. 

  • $50,000 to $5,000,000
  • 7-25 year terms 
  • Fully amortizing
  • Flexible collateral requirements

SBA 504

A two-loan structure in partnership with SBA to finance the acquisition or construction of owner-occupied commercial real estate or the purchase of major equipment.

  • Long-term fixed rates up to 25 years on the SBA portion
  • Up to 25-year amortization and 10-year term on Exchange Bank portion
  • Financing up to 90% of eligible project costs


SBA Express Lines of Credit

Fund your short-term working capital needs faster.

  • Lines of credit up to $350,000
  • Quick, streamlined process

Get Started 

Let us lend a hand. Contact us today to move your business forward.

Subject to credit approval. Fees, conditions and restrictions may apply. Rates and programs subject to change. Contact your tax professional for advice on tax deductibility of interest.