Business Loans
Small Business Administration (SBA) Loans
Financing programs.
“I’m proud of the work we do at Exchange Bank to serve and support the community year after year."
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Let’s achieve your dream.
SBA 7(a)
Start, expand, or purchase an existing business. Restructure debt, purchase inventory, refinance real estate, buyout a partner, and more.
- $50,000 to $5,000,000
- 7-25 year terms
- Fully amortizing
- Flexible collateral requirements
SBA 504
A two-loan structure in partnership with SBA to finance the acquisition or construction of owner-occupied commercial real estate or the purchase of major equipment.
- Long-term fixed rates up to 25 years on the SBA portion
- Up to 25-year amortization and 10-year term on Exchange Bank portion
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Financing up to 90% of eligible project costs
SBA Express Lines of Credit
Fund your short-term working capital needs faster.
- Lines of credit up to $350,000
- Quick, streamlined process
Subject to credit approval. Fees, conditions and restrictions may apply. Rates and programs subject to change. Contact your tax professional for advice on tax deductibility of interest.