Business Savings

Boost your business

Start earning interest.

Compare Savings Account Options

Business Savings

Business Money Market

Business Certificates of Deposit

Simple, interest bearingTiered interest ratesFixed interest rates with 3-60 month terms
$500 minimum opening deposit$1,000 minimum opening deposit$1,000 minimum opening deposit
$5 monthly maintenance fee1$12 monthly maintenance fee1No monthly maintenance fee

No monthly maintenance fee when you meet one of the following requirements during the monthly account cycle: 

  • Maintain a daily minimum balance of $500 or more
  • Combined average daily collected balance of $750 or more in related deposit balances2
  • Business is enrolled in "Cash Manager Plus" or "Cash Manager Executive" Cash Management services3

No monthly maintenance fee when you meet the following requirement during the monthly account cycle: 

  • Average daily collected account balance of $3,000 or more



Transaction limitations: An excessive withdrawal fee (Excess Withdrawal) of $15 is charged for each withdrawal if there are more than six withdrawals or transfers per monthly account cycle. You may make unlimited withdrawals and transfers to your other Exchange Bank deposit accounts each monthly account cycle at any branch or at an Exchange Bank ATM.Transaction limitations and penalties may apply. Speak with a banker for more information.

Public Funds savings, money market, and certificate of deposit products are also available. Speak with a banker for more information.

Today’s Interest Rates 

Check out the latest business rates.

Exchange Bank Business Customer Friedmans Home Improvement employee carrying lumber.


Additional FDIC Deposit Insurance

With ICS® or CDARS®, you can access multi-million-dollar FDIC protection on deposits placed in money market deposit accounts and CDs—all through Exchange Bank. To learn more, visit any branch or call 707.524.3000.

Explore our offerings.

Loans & Credit Lines

Take your business goals to the next level.

  • Business term loans & lines of credit
  • Construction & commercial real estate loans
  • Small business administration (SBA) loans
  • Vineyard, winery & agriculture loans
Exchange Bank business customer owner reviewing business credit card information seated at counter in floral shop.

Credit Cards

Maximize your rewards with the right card.

  • Expense management tools
  • No fee for additional employee cards
  • EMV smart chip technology for added security
  • Mobile payment capability for added convenience