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Checking Accounts

Find the right checking account for you.

Premier Plus Checking
Access our highest level of benefits and enjoy maximum rewards with our exclusive, interest bearing account. As your qualifying balances grow, so do your benefits.

Checking Benefits:

  • EB online banking, mobile banking and bill pay
  • Access to over 55,000 Allpoint ATMs worldwide
  • Unlimited cashier’s checks
  • Fee waived for smallest safe deposit box (up to $33) or $33 discount on larger size box (based on availability)
  • Fee waived for incoming domestic wires
  • Pre-printed standard/personal checks (for associated account only)
  • Fees waived for other select services

$20 monthly maintenance fee is waived with any of the following:

  • Direct deposits of $2,000 or more
  • Combined average daily deposit balances of $25,000 or greater*
  • Combined loan balances of $25,000 or greater*
  • Customers with Exchange Bank’s Trust & Investment Management Group will receive maintenance fee waivers on this account as long as they maintain their account relationship with this group.

* You must designate the deposits or loan accounts to link for pricing. We will calculate the combined balance three days prior to your statement cycle date. We will use use the prior statement cycle average daily balance of the linked account.

Premier Plus Rewards Program
Premier Plus Checking offers three tiers of rewards. Your tier is based on your qualifying combined average daily balances in your Exchange Bank accounts.

As your qualifying balances grow, so do your rewards. Once enrolled, we’ll move you up automatically when your balances qualify you for the next tier.

Silver
At $25,000 – $49,999 in combined average daily balances, you will receive:
  • $200 reward when you fund a new Exchange Bank mortgage1
  • 0.25% discount on a new secured consumer loan or new Purchase Power Account2
  • A rate increase on new or existing money market and savings accounts3 (see current rate sheet)
Gold
At $50,000 – $99,999 in combined average daily balances, you will receive:
  • $300 reward when you fund a new Exchange Bank mortgage1
  • 0.25% discount on a new secured consumer loan or new Purchase Power Account2
  • A rate increase on new or existing money market and savings accounts3 (see current rate sheet)
Platinum
At $100,000 or more in combined average daily balances, or when you are an Exchange Bank Trust & Investment client, you will receive:
  • $500 reward when you fund a new Exchange Bank mortgage1
  • 0.25% discount on a new secured consumer loan or new Purchase Power Account2
  • A rate increase on new or existing money market and savings accounts3 (see current rate sheet)
Everyday Checking
Life is complicated—your checking account doesn’t have to be.

Get all of the features you need without all of the fuss. Anytime, anywhere banking puts your finances at your fingertips. And with so many ways to avoid the monthly maintenance fee, that’s peace of mind you can bank on.

Active account users and direct deposit customers will find it easy to avoid the $10 monthly maintenance fee if any one or more of the following occurs during the statement cycle:

  • 10 or more POS transactions
  • Direct deposits of $500 or more
  • Average daily balance of $1,500 or greater
  • Combined average daily deposit balances of $5,000 or greater*
  • Combined loan balances of $5,000 or greater*
  • Customers with Exchange Bank’s Trust & Investment Management Group will receive maintenance fee waivers on this account as long as they maintain their account relationship with this group.

Benefits:

  • EB online banking, mobile banking and bill pay
  • Access to over 55,000 Allpoint ATMs worldwide

* You must designate the deposits or loan accounts to link for pricing. We will calculate the combined balance three days prior to your statement cycle date. We will use use the prior statement cycle average daily balance of the linked account.

MyCash Checking
Managing money is a big responsibility—give your child a head start with a checking account that builds confidence and the foundation for success in the future.
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