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Checking Accounts

Find the right checking account for you.

 

Premier Plus Checking

Access our highest level of benefits and enjoy maximum rewards with our exclusive, interest bearing account. As your qualifying balances grow, so do your benefits.

Checking Benefits:

  • EB online banking, mobile banking and bill pay
  • Access to over 55,000 Allpoint ATMs worldwide
  • Unlimited cashier’s checks
  • Fee waived for smallest safe deposit box (up to $33) or $33 discount on larger size box (based on availability)
  • Fee waived for incoming domestic wires
  • Pre-printed standard/personal checks (for associated account only)
  • Fees waived for other select services

$20 monthly maintenance fee is waived with any of the following:

  • Direct deposits of $2,000 or more
  • Combined average daily deposit balances of $25,000 or greater*
  • Combined loan balances of $25,000 or greater*

* You must designate the deposits or loan accounts to link for pricing. We will calculate the combined balance. We will use use the prior statement cycle average daily balance of the linked account.

Premier Plus Rewards Program

Premier Plus Checking offers three tiers of rewards. Your tier is based on your qualifying combined average daily balances in your Exchange Bank accounts.

As your qualifying balances grow, so do your rewards. Once enrolled, we’ll move you up automatically when your balances qualify you for the next tier.

Silver

At $25,000 – $49,999 in combined average daily balances, you will receive:

  • $200 reward when you fund a new Exchange Bank mortgage1
  • 0.25% discount on a new secured consumer loan or new Purchase Power Account2
  • A rate increase on new or existing money market and savings accounts3 (see current rate sheet)

Gold

At $50,000 – $99,999 in combined average daily balances, you will receive:

  • $300 reward when you fund a new Exchange Bank mortgage1
  • 0.25% discount on a new secured consumer loan or new Purchase Power Account2
  • A rate increase on new or existing money market and savings accounts3 (see current rate sheet)

Platinum

At $100,000 in combined average daily balances, you will receive:

  • $500 reward when you fund a new Exchange Bank mortgage1
  • 0.25% discount on a new secured consumer loan or new Purchase Power Account2
  • A rate increase on new or existing money market and savings accounts3 (see current rate sheet)

 

Everyday Checking

Life is complicated—your checking account doesn’t have to be.

Get all of the features you need without all of the fuss. Anytime, anywhere banking puts your finances at your fingertips. And with so many ways to avoid the monthly maintenance fee, that’s peace of mind you can bank on.

Active account users and direct deposit customers will find it easy to avoid the $10 monthly maintenance fee if any one or more of the following occurs during the statement cycle:

  • 10 or more POS transactions
  • Direct deposits of $500 or more
  • Average daily balance of $1,500 or greater
  • Combined average daily deposit balances of $5,000 or greater*
  • Combined loan balances of $5,000 or greater*

Benefits:

  • EB online banking, mobile banking and bill pay
  • Access to over 55,000 Allpoint ATMs worldwide

* You must designate the deposits or loan accounts to link for pricing. We will calculate the combined balance. We will use use the prior statement cycle average daily balance of the linked account.

MyCash Checking

Managing money is a big responsibility—give your child a head start with a checking account that builds confidence and the foundation for success in the future.

At age 13, your teen will have the freedom to withdraw cash at ATMs and begin practicing money management skills. No monthly maintenance fee means you can feel good about knowing your child’s allowance, birthday money and first job income is in a safe place.

Young adults from age 18 through 25 enjoy increased freedom to manage their money. 24/7 access to online and mobile banking to pay bills and make purchases helps them gain the practical money management skills they’ll need to meet the challenges of adult finances.

Benefits:

  • Online banking
  • Mobile banking
  • Mobile check deposit
  • Bill payment***
  • Electronic statements
  • Email and text
  • Online check image
  • Person to person pay***
  • Direct deposit
  • Access to over 55,000 Allpoint ATMs worldwide
  • ATM card available upon request
  • Up to $8 rebated per statement cycle for cash withdrawal fees and up to two balance inquiry fees rebated of other bank’s ATM fees.

    No Monthly Maintenance Fee

    ** Note: If a minor requests to open a checking, savings, or money market savings account and their age is 13-17, then a parent or legal guardian MUST be named as a joint account holder.

    *** Not available under age 18.

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