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Checking Accounts

Find the right checking account for you.

Premier Plus Checking
Earn more with your checking account. As your qualifying balances grow, so do your benefits.
Premier Plus Rewards Program
Earn more with your checking account. Tiers are based on combined average daily balances in your Premier Plus Checking and related accounts.

You will also be eligible for the Platinum tier if you have an existing Exchange Bank Trust and Investment relationship and any open deposit account at Exchange Bank.

Silver
$25,000 – $49,999
  • 0.25% consumer loan interest rate discount reward1
  • 0.01% personal savings and money market interest rate reward2
  • $200 mortgage reward3
Gold
$50,000 – $99,999
  • 0.25% consumer loan interest rate discount reward1
  • 0.02% personal savings and money market interest rate reward2
  • $300 mortgage reward3
Platinum
$100,000 +
  • 0.25% consumer loan interest rate discount reward1
  • 0.03% personal savings and money market interest rate reward2
  • $500 mortgage reward3
1 You must designate your eligibility at the time of loan application. Consumer loan interest rate discounts cannot be applied to existing eligible loans after funding. This is not a commitment to lend. Subject to credit approval and additional terms, conditions and fees apply. Refer to the Premier Plus Rewards Program disclosure for more information.

2 The interest rate is applied to all related eligible personal accounts. You must designate the personal savings or money market to link for the interest rate reward. Eligible interest accounts types include: Regular Savings, My Cash Savings, Signature Plus Savings, Investor Savings, and Personal Money Market. The interest rate and annual percentage yield for your account may change as often as daily at our discretion. We may change the reward rate at any time and we may set the rate for each tier in any amount. Evaluation of balance criteria occurs prior to the account cycle date. Determined interest rate reward remains for the duration of the evaluated account’s monthly cycle. See Rate Schedule for Consumer Accounts for current interest rates and interest reward rates. Refer to the Premier Plus Rewards Program disclosure for more information.

3 Evaluation of your Premier Plus Rewards Program status (Silver, Gold, or Platinum) is completed during the first 10 calendar days of the month after funding of the qualified mortgage. Your status during the evaluation may differ from your status as of date your mortgage was applied for or funded. The reward amount will be credited to your Premier Plus Checking account. For Trust & Investment customers, the reward may be credited to an open deposit account or via cashier’s check. This is not a commitment to lend. Subject to credit approval and additional terms, conditions and fees apply. Refer to the Premier Plus Rewards Program disclosure for more information.



Everyday Checking
Life is complicated—your checking account doesn’t have to be.
My Cash Checking
Managing money is a skill. Give your teen a head start that builds confidence and carries them through into their adulthood. Perfect for ages 13-25.
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