Personal Loans
Take control of your finances and consolidate debt.
“Call 800.995.4066 or complete this form and bring it to one of our 17 branch locations.”
Exchange Bank is a community bank located in California with lending offices in Sonoma and Placer counties. We are not affiliated with any Exchange Banks located outside of California.
Putting the keys in your hand is our top priority.
- Purchase, refinance, lot financing, construction, FHA and VA loans
- Pre-qualification power to shop and negotiate with confidence whether you are moving across town or across the country
- Competitive interest rates and access to all mortgage loan products
- One-on-one personal, local service with our experienced in-house loan consultants
For a complimentary review of your mortgage, please complete the Complimentary Mortgage Review form and bring it to one of our 17 branch locations.
During the interest-only payment period, you have the option of paying both the interest and principal. Once the interest-only period ends, both the interest and principal payments are required.
Home equity lines of credit, underwritten locally—giving you direct, personal access to decision makers and experienced loan officers who care about your financial story.
Learn more at any of our 18 convenient branch locations or by calling 800.995.4066 or 707.524.3000.
Rates & Fees- Lines of credit from $5,000 – $100,000
- Easy access to funds available through your checking account
- Credit line is approved without collateral
- Low monthly payments
- No origination fee or prepayment penalties
A personal loan can help you consolidate debt, make a large purchase or cover an emergency.
- Loans from $1,000 – $100,000
- Fixed rate, fixed monthly payments
- No collateral required
- Lines of credit from $300 – $5,000
- Easy access to funds available to you when you need them
- Credit line is approved without collateral
- No origination fee or prepayment penalties
- Fixed rate, term and monthly payments
- Relationship discounts for qualified customers with automatic payments
- Flexible options available based on price, down payment and terms
If you would like to apply for a personal loan for any purpose without having to visit a branch, just call us toll free at 800.995.4066 or locally in Sonoma County at 707.524.3000.
“Loans are subject to credit approval. Fees, conditions and restrictions may apply. Rates and programs subject to change. Contact your tax professional for advice on tax deductibility of interest.”
“Loan programs are subject to buyer/property qualifications. Restrictions may apply. Contact a mortgage loan consultant for more information. Member FDIC, Equal Housing Lender NMLS# 643948”
“Use of website constitutes agreement to Exchange Bank’s privacy policy.“
