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Personal Loans

Take control of your finances and consolidate debt.

Buy a home
Refinance your mortgage
Home Equity
Tap into your home's equity
Consolidate credit card debt
Construction Loans
Business loans, Commercial, Commercial Real Estate

Home Loans

Loans approved and processed in-house by experienced mortgage loan consultants who know your neighborhood.

Homeownership is a big step—we know that. We’ve been helping people take the step for more than 25 years.

  • Loan approvals are completed in our local office
  • One-on-one personal service with our experienced lenders
  • Purchase, refinance, reverse mortgage loans
Call 800.995.4066

Home Equity Loans

Fixed-rate option when you know just how much you need to borrow. Fixed rates. Fixed payments.

  • Loans from $25,000 – $250,000
  • Fixed rates and payments
Rates & fees Second Lien
Call 800.995.4066

Home Equity Lines of Credit (HELOC)

Flexibility and freedom to plan for what you know. Security and confidence to handle the unknown.

Home equity lines of credit, underwritten locally—giving you direct, personal access to decision makers and experienced loan officers who care about your financial story.

  • Loans from $25,000 – $500,000.
  • Monthly interest-only payments and fixed rate options for a flexible repayment plan.
  • Access your available line of credit by check, phone, online, mobile banking or in branch.
Rates & Fees
Call 800.995.4066

Unsecured Personal Loan

With no collateral required, you can borrow a specific amount of money at one time and pay it back through regular monthly payments.

A personal loan can help you consolidate debt, make a large purchase or cover an emergency.

  • Loans from $1,000 – $100,000
  • Fixed rate, fixed monthly payments
  • No collateral required
Rates & fees
Call 800.995.4066

Personal Line of Credit

Access funds whenever you need to—up to an approved credit limit with our Personal Line of Credit.

  • Lines of credit from $5,000 – $100,000
  • Easy access to funds available through your checking account
  • Credit line is approved without collateral
  • Low monthly payments
  • No origination fee or prepayment penalties
Rates & fees
Call 800.995.4066

Extra Balance Account

Access funds whenever you need to – up to an approved credit limit with our Extra Balance Account.

  • Lines of credit from $300 – $5,000
  • Easy access to funds available to you when you need them
  • Credit line is approved without collateral
  • No origination fee or prepayment penalties
Rates & fees
Call 800.995.4066

Auto Loans

Shop for new or used cars with a competitive fixed-rate auto loan.

  • Fixed rate, term and monthly payments
  • Relationship discounts for qualified customers with automatic payments
  • Flexible options available based on price, down payment and terms
New Rates & fees
Used Rates & fees
Call 800.995.4066

Loans by Phone

If you would like to apply for a personal loan for any purpose without having to visit a branch, just call us toll free at 800.995.4066 or locally in Sonoma County at 707.524.3000.

Subject to credit approval. Fees, conditions and restrictions may apply. Rates and programs subject to change. Contact your tax professional for advice on tax deductibility of interest.

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