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Retirement Accounts and Plans

Information about Retirement Accounts and Plans

Business Retirement Plans

Are you the owner or decision maker for a local business? Whether your company is looking to install a new retirement plan or to upgrade an existing one, your employees can benefit from a partnership with Exchange Bank.

Allow Exchange Bank to take the guesswork and liability out of being a plan sponsor so that you can focus on the other areas of your business.

We provide the expertise you need in every area of plan administration:

  • Plan design
  • Investment menu creation
  • Employee education

As a discretionary or non-discretionary trustee, we offer a simplified and cost-effective retirement plan platform that includes investment services without the need for middlemen or expensive insurance and investment products. Our services can be utilized as a stand-alone service or coordinated with your current third party administration firm. Exchange Bank can help make your employees’ retirement dreams into reality. Exchange Bank is a trusted partner for your retirement planning needs.

Individual Retirement Plans

You have worked diligently to create a retirement savings for your future. Preserve, manage and grow your investment by working with an investment manager you can trust.

Exchange Bank provides management for the following types of individual retirement accounts:

  • IRA Rollovers
  • Traditional IRAs
  • Roth IRAs
  • Simplified Employee Pension (SEP) IRAs

Our managed IRA program implements our standard Investment Management approach centered around asset allocation, diversification and low cost investment vehicles. Because we are an investment fiduciary, we always put your interests first and never accept commissions or hidden compensation of any kind. We work with you to build a portfolio tailored to fit your risk tolerance and goals and offer periodic rebalancing, which means your account will continuously stay on target.

Meet Our Team

Our team is comprised of a group of certified individuals in the areas of trust administration, estate settlement, retirement plan management and investment management. With combined financial experience of over 250 years, our team has the capacity and expertise to provide personal services tailored to your financial needs. We have offices located in Santa Rosa, Roseville and Silicon Valley.