Open a New Youth Account & We'll Match Your Initial Deposit Up to $50*

*Terms, conditions, restrictions, and fees may apply.

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Big Dreams Start with Small Wheels

Open a new Youth Account today and we will match your initial deposit of up to $50.*

*This promotion is available to new My Cash Savings or My Cash Checking youth account owners (subject to approval). An adult is required as a joint account owner for applicants under 18. Current or former youth account owners of the same account type within the last 60 days are not eligible. The minimum balance to open a My Cash Checking account is $20. Exchange Bank will match the initial deposit, up to $50. Initial deposit must occur within the first 35 days of account opening. Cash bonus will be paid to the open, eligible account within 60 days after account opening. The account must have an available balance greater than zero at the time of payout to receive the bonus. The bonus will be credited to the qualifying account and reported as interest for tax purposes. Any applicable taxes associated with the bonus are the responsibility of the account owner. To the extent required by law, Exchange Bank will report the total value of this bonus to the IRS on Form 1099-INT (or Form 1042-S, if applicable) for the tax year in which the bonus was paid. My Cash Checking is not an interest-bearing account. Limit one deposit match (up to $50) per individual youth. This offer is valid only for first-time My Cash Savings or My Cash Checking accounts. If both a My Cash Savings and a My Cash Checking account are opened for the same youth on the same day, the bonus will be credited to the My Cash Checking account. Offer may change or be discontinued at any time without prior notice. This promotion is valid from June 15, 2026 – September 15, 2026. Terms, conditions, restrictions, and fees may apply.

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My Cash Checking

  • Online and Mobile Banking
  • No monthly Maintenance fees
  • Set up alerts to monitor spending activity.

My Cash Savings

  • Set up online recurring or one-time transfers to grow your child's savings
  • Online and Mobile Banking
  • No monthly Maintenance fees

Your route to a matched deposit

Step 1

Open a new Youth My Cash Checking or My Cash Savings Account.

Step 2

Make a deposit into the account.

Step 3

Exchange Bank will match the initial deposit, up to $50.*

Investing in your child’s future has never been more rewarding.

Open a new My Cash Savings or My Cash Checking account for you or your youth and we’ll match your initial deposit, up to $50.* This special offer is our way of helping young savers develop healthy financial habits early on. With no monthly fees and easy online account management, it’s simple to get started. Whether you’re saving for a new bike, college, or just teaching the value of money, this matched bonus provides a meaningful boost.

Open Your Account Today

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