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Business Loans

Let us lend a hand.

Get credit for your good business sense. From ongoing lines of credit to fixed–term loans, we have the right products and services that will take your business to the next level.

Business Term Loans

Invest in your business with a fixed-rate, one to five year term loan for general business-related expenses such as capital purchases, equipment, vehicles and tenant improvements.

Business Line of Credit

Bridge short-term, cash-flow gaps with a business line of credit—perfect for stocking up on inventory or covering holiday season hiring.

SBA Loans

We can help you take advantage of the benefits of a Small Business Administration (SBA) loan. As an experienced SBA lender, Exchange Bank can guide you through the process for a government-guaranteed loan with competitive financing for younger or rapidly growing companies. Proceeds can be used for inventory, working capital, equipment, business acquisition, partner buyout and the purchase, construction, renovation or refinance of owner occupied commercial real estate.

Vineyard, Winery and Agricultural Loans

We have been financing local dairies, artisan wineries and farmers for more than 20 years. Our Commercial Lending Group has a dedicated lending team ready to work with you to grow your agribusiness through agricultural loans and inventory and equipment financing.

Commercial Real Estate and Construction Loans

If you want to build or expand your business, we offer a choice of variable rate loans that have the flexibility to meet virtually any business situation.

Subject to credit approval. Fees, conditions and restrictions may apply. Rates and programs subject to change. Contact your tax professional for advice on tax deductibility of interest.

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